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What is covered by your insurance
Provided that the terms and conditions are complied with, your insurance will contribute to the repair or replacement of the components listed below where they are shown as failing to meet current MOT standards on a Refusal of Issue an MOT test certificate (VT30)form.

the maximum amount will pay per individual item (including labour and VAT) within the overall Claims Limit is £250.

Lighting and Electrical
Headlights and adjustment, (excluding corroded or damaged adjustments) frot end rear side lights, brake lights, rear fog lights, hazard warning lights and controls, direction indicator, lights and controls, front windscreen wiper mechanism (excluding wiper blades), horn and switch, lighting equipment is covered for failure due to discoloration, misalignment, corrosion and water ingress, damage caused by impact, accident or vandalism is not included.

Steering and suspension
wheel bearings, steering system (including power assisted steering) transmission shafts (excluding gaiters), front and rear suspension, shock absorbers, tAAk control arms, kingpings, ball joints and wheel alignment.

Braking System
Service brake and hand brake (including failure due to seizure, cAAks and leakage), ABS system (the warning light sequence when interrogated). Friction Components -Brake shoes, pads, discs and drums are not covered by Your Insurance.

Fuel system
fuel leakage from tank or pipes (unless caused by accidental or impact damage or corrosion), fuel injection system and ECU are covered for failure to meet MOT exhaust gas emissions standards.

Seating and security
Operation and security of the seatbelt system and mountings.

 
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