Provided that the terms and conditions are complied with, Your Insurance will contribute to the repair or replacement of the Components listed below where they are shown as failing to meet current MOT standards on a Refusal of Issue an MOT test certificate (VT30) form.
Why do we need GAP insurance?
It is a sad fact that vehicle related crime represents a significant percentage of all reported crime in the UK. How often have You heard of people who have had their vehicle stolen or written off and have not been able to replace their vehicle with another of a similar value?
This is because at the time of loss You will only be entitled to receive the current market value of Your Vehicle from Your insurance company, not what You paid for it.
In the event of Your Vehicle being written off through accidental damage, fire or theft, Value GAP Insurance will cover the difference between the Market Value at the Point of Total Loss and the Market Value at the time of purchase for the term of Your Insurance.
'We pay for what Your insurance company does not.'
Value GAP Insurance is Our commitment to helping You retain financial security and peace of mind when You need it most. You could receive up to the original Purchase Price.

Please refer to Your Insurance document for full Terms and Conditions.